The method of the institutions for facing a market crisis
The last time the markets crashed, what did you do? You sold out of fear, you stayed put and hoped, or you simply watched your capital fall. There is another road: the one taken by people who face crashes for a living.
From the live session with Stefano Lokar Pignatari · Updated July 2026
The full recording of the live session · below you will find the guide drawn from it, point by point.
Why capital is lost with every crash
When markets crash, most investors always make three mistakes. Not through incompetence, but through lack of a method.
The first is letting emotions take the lead and selling at the worst moment. That crystallises a loss that often is never recovered.
The second is waiting for the right moment, convinced you will get back in once the crisis is over. But crises never fully end, and standing still has a cost.
The third is depending on the direction of the market. Anyone betting only on a rise has a one-in-two chance, like tossing a coin.
You know the maths: every crash takes away part of your capital. And remember that after a fall of 30% you then need a rise of 60% just to break even.
How professionals protect themselves
What does a professional do instead? The answer is simpler than it seems: they buy insurance.
Exactly as you do with your car: you pay a premium today to protect yourself from a negative event that could strike tomorrow.
On the markets this protection is called cover, or hedging, and it is built with instruments called put options.
A put option is a contract that increases in value when the market falls. While your portfolio loses, the cover rises and offsets the loss.
On paper it seems perfect. But there is a problem few talk about: to really work, you would need to know exactly when the crash arrives.
The problem with buying protection
A real crash is called a black swan: an unforeseen, sudden event of extraordinary scale. Covid in 2020, the collapse of Lehman Brothers in 2008.
The term comes from Nassim Taleb, and the definition itself says it all: these are events unpredictable by nature. Nobody knows the day or the hour.
How rare are they? A violent crash, with the market losing more than 20% and volatility exploding, happens on average once every five years.
One figure makes it clear. In a Harvard survey, 10% of investors expected a black swan within six months. In reality it happens in about1% of cases.
This is the logic of the Gaussian bell curve: about 95% of scenarios falls within normality. The black swan lives in the extreme tail, the so-called fat tail.
Here is the weak point of protection: every month that passes without a crash, you pay for insurance for nothing. You are spending on something that, almost always, does not happen.
Standing on the other side, like the house
So let us flip the perspective. If the crash is so rare, wouldn't it be better to be paid for all the times when nothing happens?
That is exactly what an insurer does. And it is what we do at Plutonis: instead of buying the cover, we sell it and collect the premium.
You stand on the side of the house. You collect the premium when the market stays within normality, you manage the risk with mathematics and you repeat the process every month.
This makes the method non-directional. We do not need to guess whether the market will rise or fall: all we need is the most likely scenario.
- The market rises a lot, you collect the premium.
- The market rises a little, you collect the premium.
- The market stays flat, you collect the premium.
- The market falls a little, you collect the premium.
You are exposed in only one scenario out of five: the black swan. In the other four the outcome is in your favour.
You do not have to guess the direction of the market. All you need is for time to pass.
Because there is a silent engine on your side: time. Every day without a crash, the cover you have sold loses a small piece of value, and that value becomes your result.
All this is calculated in advance thanks to the formula of Black, Scholes and Merton, Nobel laureates. Software estimates, even before the position is opened, a probability of a positive outcome of around 95%.
It is not trading, it is not just long term
Note: this is not trading. In traditional trading 90% of those who try fail, often for emotional reasons before technical ones.
And nor is it the classic long-term passive investment, which requires decades of patience and substantial capital to bring its results.
The Plutonis system sits in between, taking the best of both worlds.
- The light workload of long-term investing: a single trade a month.
- The potential of a more dynamic activity, but without being glued to the charts.
- A medium risk and an outcome estimable within the month.
It is no accident that the person who wrote these rules comes from the inside. Stefano Lokar Pignatari worked over 10 years as a portfolio manager in a Swiss hedge fund, managing capital in excess of a billion.
There he saw one thing: professionals do not bet on direction. They sell risk as if it were insurance and collect the premium. In 2020 Plutonis was born to make this logic accessible.
The only scenario to avoid
One uncomfortable scenario remains, and we do not hide it: the black swan, the extreme tail of the bell curve. It is rare, but real.
It must be said honestly: every investment carries risks, including the possible loss of capital. No method eliminates this reality.
That is why the whole system is built around one word: prevent. The only way to avoid a black swan is not being on the market when it arrives.
The tool we use is called Black Swan Risk Guard. It reads volatility and other parameters, and with days of advance notice it warns when it is better not to trade.
It does not predict the exact date; as Taleb teaches, nobody can. But the facts speak:
- Covid: alert on 31 January 2020, 21 days before the crash of 20 February.
- Invasion of Ukraine: alert on 20 January 2022, well before 24 February.
- August 2024: alert on 24 July, before the volatility explosion of 5 August.
- Trump tariffs: alert on 3 April 2025, with the Vix then rising as high as 60.
The protocol is clear: at the first alert, activity is suspended for 30 or 45 days. Risk is not suffered, it is managed.
Three steps, once a month
In practice the method comes down to three steps, to be repeated every month.
- You set up the trade with the Black and Scholes formulas inside Quantum Platform.
- Wait and monitor the indicators, with no decisions in between.
- Repeat the process the following month.
All this takes about 15-40 minutes a month. Then you close the laptop and go back to your life: business owner, employee, student, parent.
You are never alone. The path brings together three areas: the education on the protocol, the proprietary tools and ongoing support made up of community and group coaching.
And the results are public. Every month the community celebrates its «ring the bell»: over 15,000 real trades documented over six years, with more than 1,000 reviews e 4.8 stars on Trustpilot.
We do not promise you easy wealth. We show you how professionals think and how you too can learn to do it, with method.
Places are limited: we follow a maximum of 25 people a month. To start, apply for access to a strategy session in which we will work out, honestly, whether the Plutonis system is really right for you.
Continue the path.
How to deal with market crises
Do not just endure the crashes: staying clear-headed when markets fall.
Read the guide → Video guideUnlock idle capital
The logic with which the big funds put capital to work.
Read the guide → The methodHow the Plutonis System works
The non-directional method, from start to finish.
Read the guide →Not just theory. Real people.
A method of his own, beyond the business
How he learned to manage his savings on his own, without it becoming a second job.
Protecting what he has built
From a long career as an executive to an extra income built with method.
Clear rules, at last
From many courses without a method to a repeatable protocol, applied on his own.
Stop suffering crashes. Learn to manage them with method.
Understanding is the first step. The second is finding out whether the method suits your profile. It takes a few minutes: we read your situation and, if you are not suited, we tell you honestly. No pressure, no commitment.
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